We are pleased to inform you that another final and binding judgment has been issued, confirming that our Client fulfills the information obligations towards Borrowers as required by the Consumer Credit Act!
The court of second instance confirmed that:
- The Borrower was properly informed, among other things, about the APR, the total amount payable, and the rules for withdrawing from the credit agreement.
- The contract clearly and understandably separates the interest costs of the credit from the commission.
- The information form attached to the agreement includes the necessary definitions and explanations of terms.
- The Lender had the right to include the commission in the interest rate, as it was in line with the Borrower’s informed decision.
Therefore, the Court found no grounds to apply the so-called free credit sanction. As legal representatives of TF Bank AB (S.A.), Branch in Poland, we are pleased that our experience, knowledge, and commitment have been confirmed by the rulings of both court instances.
People involved on behalf of the Law Firm:
- Credit agreement template preparation – Maciej Lidzbarski
- Client representation before the Court – Kamila Deczkowska and Amanda Grzybowska
Looking for a team that will effectively protect your legal interests in the field of banking law?
Contact us! --> biuro@jasinski-kancelaria.pl
